Editing Debunking 5 Myths Surrounding Disability Cover

Life goes on after an accident or illness and you don't want to be a burden to your family - which is why [http://www.cig.co.za/disability-cover.aspx <strong>disability cover</strong>] is so important.

The purpose of disability cover is to help you with the added costs that come alongside disability. Whether it be, medical treatments, medical bills, medication, or maintaining the standard of living you and your family are accustomed to.

Not many people think about investing in disability cover. Those who have thought about it have probably been discouraged by the myths that surround this form of insurance. Here's a list of 5 myths that tend to put people off and this is the reason why we have debunked them:

Myth 1: I'll never need disability cover

Think again. Regardless of whether you think you need it or not, disability cover is a safety net you should put in place just in case something ever does happen to you.

Myth 2: I'm too young to worry about disability cover

Absolutely not! Disability isn't age specific, neither is disability cover. You are never too young to put precautions in place.

Myth 3: Disability cover only pays out when I can't work

False! If you become disabled, [http://www.cig.co.za/disability-cover.aspx <strong>disability cover</strong>] still pays out, regardless of whether you're able to work or not. Disability cover is meant to make your life easier whether you use it to pay your medical bills or pay off your bond. You may need to use the money to adapt your home to suit your needs, for instance, installing grab bars in your shower.

Myth 4: Only the physically disabled benefit from disability cover

Disability cover benefits both the mentally and physically disabled. It also benefits short term and long-term disability, as well as those who have progressive disability, such as Muscular dystrophy and Alzheimer's.

Myth 5: I should only invest disability cover after I have become disabled

Disability cover is about planning ahead in case you become disabled and need access to payout. The truth is most insurance companies don't grant disability cover once you are disabled and depending on the nature of your disability, you won't be granted life cover either. By investing in disability cover when you are healthy you'll ensure you receive coverage and money for your payouts.

If you'd like to find out more about us, the other forms of insurance we offer, or our comprehensive disability cover, visit our webpage at: www.cig.co.za , or contact one of our brokers on: 031 242 6800.