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| + | <p> <b>USAA's Open Innovation Lab lets employees test ideas. </b><b>What interesting things have come out of that? </b>We got some really great ideas in the last 18 months. Our top employee ideas that were associated with cost savings have generated a 29 times return on investment in the past 12 months. </p> | ||
| + | <p> Our employees developed a social media portal that allows a team of USAA employees to interact on Facebook and Twitter through a single interface. All conversations between USAA and our members can be tracked, and we can respond from a USAA perspective. Now it's easy to tell the person the official response. </p> | ||
| + | <p> <b>USAA has been using social media to develop online communities for its customers. </b><b>What is your strategy? </b>Our social media strategy is to meet our members where they are already engaged in social networks and seek opportunities to create custom communities for them. We're deeply involved with Facebook. The USAA fan page is the second most popular insurance page out there. We use both Facebook and Twitter to provide support, share financial news, and put things out there for our members to know about. </p> | ||
| + | <p> But we want to create subcommunities as well. A few months ago, we launched a community where military spouses can converse on any topic. </p> | ||
| + | <p> <b>What emerging technologies do you find most promising? </b>Anything in the electronic payment space. Chip and PIN is emerging in the U.S. and will play big in the credit<ul> | ||
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